On May 10, 2018, Caddell & Chapman filed a class action lawsuit regarding outdated prison or jail addresses on credit reports. Plaintiff James Mello brings suit against Trans Union, LLC. Mr. Mello alleges that TransUnion unlawfully reported the address of the Bristol County Jail as one of his previous addresses, with Mr. Mello’s former prisoner identification number referenced as the apartment number. Mr. Mello had been released from the Bristol County Jail over 7 years …
Caddell & Chapman is investigating potential “rent-a-tribe” class action litigation. The investigation focuses on businesses that abuse their arrangements with Native American tribes to make short-term loans. These payday or installment loans have extremely high interest rates that are illegal under state and federal law.
As Caddell & Chapman is learning through its investigation, businesses across the country operate illegal online payday lending schemes by using the names of Native American tribes. Such tribes are …
Caddell & Chapman represented Francis Hooker, Jr., who in 2011 filed claims individually and on behalf of a class of similarly situated individuals against Sirius XM Radio, Inc. Mr. Hooker alleged that Sirius XM illegally used autodialers to make telemarketing calls to his cellular phone. Mr. Hooker and his wife purchased a new Hyundai Elantra which came with three months of complimentary satellite radio programming on a promotional basis. Halfway through the promotional trial period, …
Judge Robert E. Payne of the Eastern District of Virginia approved a nationwide class action settlement for over 460,000 victims of inaccurate background checks by Acxiom Corporation. Acxiom violated the Fair Credit Reporting Act by not reporting consumer information accurately, failing to provide consumers with all the information in their data files, and selling reports without having a FCRA purpose for doing so. As a result, many people were denied employment and suffered serious damages.…