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Background Check

Car Buyers Wrongly Labelled as Dangerous Persons

Caddell & Chapman represents a certified Class of would-be car buyers who were inaccurately reported as “Hits” to a list of terrorists, drug traffickers, and enemies of the United States. The Plaintiff was a consumer who went to a car dealership with his father and sister to buy a car. When the dealership purchased a credit check from Defendant Credit Bureau Connection, Inc. (CBC), CBC reported that he matched a North Korean Specially Designated National …

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FCRA Prison Jail Address Class Action

Lawsuit about Credit Reports with Bad Payment History on Payday Loans

Your bad payment history on illegal, high-interest, payday loans should not be on your credit report.  Caddell & Chapman recently filed a class action lawsuit about TransUnion credit reports that include the payment history on void, high-interest loans from internet or “rent-a-tribe” payday lenders, specifically Great Plains and Plain Green.  Caddell & Chapman is still  investigating several other potential matters involving payday lenders.

These “payday” loans from internet-based lenders customarily charge usurious interest at an 

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FCRA Prison Jail Address Class Action

Outdated Prison or Jail Addresses on Credit Reports

On May 10, 2018, Caddell & Chapman filed a class action lawsuit regarding outdated prison or jail addresses on credit reports. Plaintiff James Mello brings suit against Trans Union, LLC. Mr. Mello alleges that TransUnion unlawfully reported the address of the Bristol County Jail as one of his previous addresses, with Mr. Mello’s former prisoner identification number referenced as the apartment number. Mr. Mello had been released from the Bristol County Jail over 7 years …

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