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Author Archive | John B. Scofield, Jr.

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Burden Shifts to Consumer Lawyers to Protect the Public from Abusive Lenders

The Consumer Financial Protection Bureau (CFPB), under the direction of President Trump’s appointee Mike Mulvaney, is withdrawing from its role of protecting consumers from predatory lending practices.  The CFPB was created to correct the abusive practices of banks, payday lenders, student loan servicers, and other financial institutions, but under the Trump administration, the bureau has made a dramatic shift in its policies. The burden now shifts to consumer lawyers and private litigants to step into …

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Abusive Robocalls to Cell Phones

Autodialed “robocalls” to mobile phones are more than just annoying—if made without consent, the are ILLEGAL. The Telephone Consumer Protection Act (TCPA) protects cell phone users’ privacy rights.  The TCPA is a federal statute that prohibits telemarketers and others from making automated calls or sending texts or faxes to you without prior consent.  As a victim of illegal robocalls, you have a right to file a claim or lawsuit for TCPA violations. You could be …

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FILE - In this Oct. 9, 2017 file photo, a firefighter sprays a hose into a Keysight Technologies building in Santa Rosa, Calif. The Santa Rosa Press Democrat reported that more than 100 boxes of letters and other materials from tech pioneers William Hewlett and David Packard burned in the fires. Electronics firm Keysight Technologies had acquired the archives through spinoffs, and the archives were stored at its offices in Santa Rosa. (AP Photo/Jeff Chiu, file)

Napa and Sonoma Valley Wildfire Litigation

Caddell & Chapman continues its investigation and prosecution of cases against PG&E for the Napa and Sonoma valley wildfires that began on October 8.  As commonly known, the Napa and Sonoma valleys were victim to some of the most destructive wildfires in California history, destroying more than 5000 homes and costing more than 40 lives.

Soon after the fires commenced, Caddell & Chapman retained one of the preeminent fire cause and origin experts in California …

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Lawsuits Against Abusive Tribal Payday Loans

Caddell & Chapman is investigating potential “rent-a-tribe” class action litigation.  The investigation focuses on businesses that abuse their arrangements with Native American tribes to make short-term loans.  These payday or installment loans have extremely high interest rates that are illegal under state and federal law.

As Caddell & Chapman is learning through its investigation, businesses across the country operate illegal online payday lending schemes by using the names of Native American tribes.  Such tribes are …

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