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FCRA Prison Jail Address Class Action

Lawsuit about Credit Reports with Bad Payment History on Payday Loans

Your bad payment history on illegal, high-interest, payday loans should not be on your credit report.  Caddell & Chapman recently filed a class action lawsuit about TransUnion credit reports that include the payment history on void, high-interest loans from internet or “rent-a-tribe” payday lenders, specifically Great Plains and Plain Green.  Caddell & Chapman is still  investigating several other potential matters involving payday lenders.

These “payday” loans from internet-based lenders customarily charge usurious interest at an 

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Lawsuits Against Big Picture Loans, High-Interest Lender

Following up on its investigation of internet lenders, Caddell & Chapman has sued Big Picture Loans, LLC on behalf of Oregon, Massachusetts, North Carolina, Maryland, and Georgia residents.  The lawsuits allege that Big Picture Loans’ unlicensed lending at high interest rates violated several state and federal laws.  The plaintiffs request that the court declare that all Big Picture loans to Oregon, Massachusetts, Maryland, North Carolina, and Georgia residents are illegal, void, and uncollectible.  If the …

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Burden Shifts to Consumer Lawyers to Protect the Public from Abusive Lenders

The Consumer Financial Protection Bureau (CFPB), under the direction of President Trump’s appointee Mike Mulvaney, is withdrawing from its role of protecting consumers from predatory lending practices.  The CFPB was created to correct the abusive practices of banks, payday lenders, student loan servicers, and other financial institutions, but under the Trump administration, the bureau has made a dramatic shift in its policies. The burden now shifts to consumer lawyers and private litigants to step into …

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Lawsuits Against Abusive Tribal Payday Loans

Caddell & Chapman is investigating potential “rent-a-tribe” class action litigation.  The investigation focuses on businesses that abuse their arrangements with Native American tribes to make short-term loans.  These payday or installment loans have extremely high interest rates that are illegal under state and federal law.

As Caddell & Chapman is learning through its investigation, businesses across the country operate illegal online payday lending schemes by using the names of Native American tribes.  Such tribes are …

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