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FCRA Prison Jail Address Class Action

Lawsuit about Credit Reports with Bad Payment History on Payday Loans

Your bad payment history on illegal, high-interest, payday loans should not be on your credit report.  Caddell & Chapman recently filed a class action lawsuit about TransUnion credit reports that include the payment history on void, high-interest loans from internet or “rent-a-tribe” payday lenders, specifically Great Plains and Plain Green.  Caddell & Chapman is still  investigating several other potential matters involving payday lenders.

These “payday” loans from internet-based lenders customarily charge usurious interest at an 

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Caddell & Chapman represents plaintiffs in credit reporting and privacy class action lawsuits.

Trans Union – Privacy Class Action

Caddell & Chapman served as Co‑Settlement Class Counsel in multi-district litigation against Trans Union in the Northern District of Illinois. The privacy class action litigation focused on Trans Union’s use of its vast database of financial information, which includes the confidential financial information of most adults in the United States, to create and sell “target marketing” lists to advertisers. Caddell & Chapman, representing what is believed to be the largest class ever certified in the …

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Credit Reporting Agencies

Inaccurate Credit Reporting Class Action

On August 19, 2008, Caddell & Chapman received approval from a Central District of California court of an injunctive relief settlement for class action claims regarding the three largest credit reporting agencies in the nation. On this day, the court issued an order requiring the defendants to fundamentally change their reporting practices regarding consumers with Chapter 7 no‑asset bankruptcies. This change in defendants’ reporting practices will require them to finally provide accurate information in millions …

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