Caddell & Chapman Menu

Featured News:

FCRA Prison Jail Address Class Action

Lawsuit about Credit Reports with Bad Payment History on Payday Loans

Your bad payment history on illegal, high-interest, payday loans should not be on your credit report.  Caddell & Chapman recently filed a class action lawsuit about TransUnion credit reports that include the payment history on void, high-interest loans from internet or “rent-a-tribe” payday lenders, specifically Great Plains and Plain Green.  Caddell & Chapman is still  investigating several other potential matters involving payday lenders.

These “payday” loans from internet-based lenders customarily charge usurious interest at an 

Continue Reading
big-picture-loans

Lawsuits Against Big Picture Loans, High-Interest Lender

Following up on its investigation of internet lenders, Caddell & Chapman has sued Big Picture Loans, LLC on behalf of Oregon, Massachusetts, North Carolina, Maryland, and Georgia residents.  The lawsuits allege that Big Picture Loans’ unlicensed lending at high interest rates violated several state and federal laws.  The plaintiffs request that the court declare that all Big Picture loans to Oregon, Massachusetts, Maryland, North Carolina, and Georgia residents are illegal, void, and uncollectible.  If the …

Continue Reading
FCRA Prison Jail Address Class Action

Outdated Prison or Jail Addresses on Credit Reports

On May 10, 2018, Caddell & Chapman filed a class action lawsuit regarding outdated prison or jail addresses on credit reports. Plaintiff James Mello brings suit against Trans Union, LLC. Mr. Mello alleges that TransUnion unlawfully reported the address of the Bristol County Jail as one of his previous addresses, with Mr. Mello’s former prisoner identification number referenced as the apartment number. Mr. Mello had been released from the Bristol County Jail over 7 years …

Continue Reading