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Credit Reporting Agencies

Inaccurate Credit Reporting Class Action

On August 19, 2008, Caddell & Chapman received approval from a Central District of California court of an injunctive relief settlement for class action claims regarding the three largest credit reporting agencies in the nation. On this day, the court issued an order requiring the defendants to fundamentally change their reporting practices regarding consumers with Chapter 7 no‑asset bankruptcies. This change in defendants’ reporting practices will require them to finally provide accurate information in millions …

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$22 Million Background Check Settlement Approved

Caddell & Chapman acted as Co‑Lead Counsel for two nationwide classes totaling more than 250,000 consumers whose Fair Credit Reporting Act rights were allegedly violated by the background reporting practices of Lexis Nexis Risk Management, Inc. On June 25, 2008, the Federal District Court for the Eastern District of Virginia granted final approval to a more than $22 million total settlement that Caddell & Chapman and its Co‑Counsel negotiated less than two months before trial …

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